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Northumberland County Schools Federal Credit Union offers a variety of savings accounts to help meet your needs. Regular Share Account Your credit union savings are called "shares" since members are owners of the credit union, and not merely depositors. Regular Share Accounts require a minimum opening deposit of $5.00. Every member is required to have and to maintain a minimum $5.00 balance in a Regular Share Account. The dividend rate and annual percentage yield are subject to change every dividend period as determined by the credit union board of directors. Truth-In-Savings Disclosure Information
Super Saver Account For accounts with higher balances, consider a "Super Saver" Account. For Super Saver Accounts, the minimum opening deposit balance is $2,500. Dividends are declared by the credit union Board of Directors on a quarterly basis and paid on a quarterly basis. Dividends are calculated by the average daily balance method which applies a periodic rate to the average daily balance method which applies a periodic rate to the average daily balance in the account for the period. Truth-In-Savings Disclosure Information
Club Accounts To help members save for a specific purpose, the credit union offers Christmas Club, Vacation Club and Tax accounts. You'll find that a small payroll deduction each payday will quickly add up to pay for whatever your needs are. Christmas Club accounts are revolving accounts - no need to re-open each year. Please check with the credit union for current rates on these accounts. Additional Services As part of your membership, the following additional services are available to you: • American Express Travelers ChecksMany of these services are provided at no charge, however the following services are subject to a fee. Fees:
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