Northumberland County Schools Federal Credit Union offers members the convenience of a Visa Credit Card.

For your convenience, we offer our members a low-interest Visa Credit Card that can be used for purchases and cash advances. You may use your Visa Credit Card to make purchases or obtain cash anywhere that the "Visa" logo is displayed. There is no annual fee or cash advance fee with our card. You'll pay no finance charge when you pay your balance in full within the 25 day grace period. Otherwise the annual percentage rate for purchases and cash advances is just 9.90% APR on your average daily balance.

To verify your credit union Visa Credit Card, simply click on the Visa logo in the links page.

Annual Percentage Rate for Purchases	9.90%
Annual Percentage Rate for Cash Advances	9.90%
Grace Period for Purchases	25 Days
Method of Computing the Balance for Purchases (including new purchases) or Cash Advances	Average Daily Balance
Annual Fee	None
Minimum Finance Charge	$1.00
Transaction Fee for Purchases	None
Late Payment Fee	$20.00
Over-the-Credit-Limit Fee	$20.00
Replacement Card Fee	$5.00
Returned Check Fee	$25.00 each

This information may have changed. To find out if any of this information has changed, please contact the credit union.